Top 10 Banks in America

Are you looking for the top banks in America? Then look no further! Discover the best banks in the US in this article now!

✔ Last updated: 2020-02-24

We made a comparison chart of the biggest banks today and we compared these top banks in America. Understand how big these banks are and learn about the different services that they offer!

Rank

Service Provider

Features

Visit Site

★★★★★
100+ Ratings

Enjoy good interest rates, low fees, and easy accessibility with this new internet bank that also offers mobile banking

✔Online or In-Branch: Online Only
✔Monthly Fees: None

★★★★★
100+ Ratings

With thousands of branches, even more ATMs, and excellent customer service, you’ll always be able to get help managing your money

✔Online or In-Branch: Both
✔Monthly Fees: $0-$12

★★★★★
100+ Ratings

Excellent rewards bonuses, useful mobile banking tools, and low fees make up for lower interest rates at this top-ranking bank

✔Online or In-Branch: Both
✔Monthly Fees: $0-$12

★★★★
100+ Ratings

One of America’s oldest banks with the biggest network of branches and ATMS, also offers lots of useful banking and budgeting tools

✔Online or In-Branch: Both
✔Monthly Fees: $0-$10

★★★★
100+ Ratings

No monthly fees, reasonable interest rates, and plenty of helpful banking tools make this a good choice online and offline

✔Online or In-Branch: Both
✔Monthly Fees: None

★★★★
100+ Ratings

An impressive virtual wallet with useful banking and budgeting tools that makes it easy to manage and make the most of your money

✔Online or In-Branch: Both
✔Monthly Fees: $0-$7

★★★★
100+ Ratings

High customer satisfaction ratings, 1,000s of branches, and a range of financial products make this a competitive banking option

✔Online or In-Branch: Both
✔Monthly Fees: $7

★★★
100+ Ratings

Enjoy reasonable interest rates, 24/7 customer service, a range of accounts and no foreign transaction fees on debit card purchases

✔Online or In-Branch: Both
✔Monthly Fees: $0-$15

★★★
100+ Ratings

A large bank that offers a range of accounts, rewards points, and dedicated support in dealing with identity theft and fraud

✔Online or In-Branch: Both
✔Monthly Fees: $0-$12

★★★
100+ Ratings

Take advantage of a wide range of online and mobile tools for banking and budgeting along with high interest rates and cashback

✔Online or In-Branch: Online Only
✔Monthly Fees: None

Choosing the Right Bank

There are endless options when it comes to financial institutions and there are also a variety of products and services that these top banks in America offer. So how would you choose among national banks, community banks, credit unions, and digital-only banks?

In choosing the right bank for your needs, you have to consider the services and features that are essential for you. Here are some of the most important things you need to add to your checklist when choosing the perfect bank.

Type of Accounts They Offer

Some people prefer to keep off their accounts at a single bank, while others like to spread out their money to get the best deal on fees and rates.

There are no limits on the number of accounts you can have in one bank so you can have the freedom to personalize your finances according to your needs.

Fees And Rates

Some institutions might charge you fees for monthly maintenance, overdrafts, money transfer between accounts, sending paper statements and monthly maintenance.

But if you are looking for a one-stop shop, you must learn about the interest rates that you would pay on credit cards and the rates you would earn on your deposit accounts. You might think that an annual percentage yield of 1.50% for a savings account is not much, but it is one of the better rates available.

Branches and ATMs Available

In choosing the perfect bank, you might check your lifestyle and preferences first. Some people prefer talking with a person face to face, while some are more comfortable doing their transactions over the phone or on the computer. There are also people who travel a lot and these type of people need to be able to withdraw cash wherever they are. So if your lifestyle fit in these categories, then you might want to consider online or mobile-only banks.

How Safe is Your Money

Most people have insurance to protect their health, car or even home. So it is also wise to have insurance for your cash as well. Find a bank whose deposits are backed by the Federal Deposit Insurance Corp. This federal agency will insure balances of up to $250,000 if the bank fails.

Our Final Words

Choosing the right bank from these top 10 banks in America is a personal decision. Once you pick the right bank for you, you will also have to choose the accounts to go with it.

Decide on what matters to you and analyze your options. If you have business elsewhere, you can always switch banks.

 

As Seen on the Web

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.